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Best providers of low-cost personal loans

If you are on a lookout for a low-cost personal loan, then there are plenty of options for you in the market. You need to look for the origin fee and the annual percentage rate (APR) along with the term of the loan. Also, when you are looking for a personal loan with a low interest rate, remember to match the eligibility criteria. On the basis of your financial worthiness, you would get the best rates. Some of the best providers of low-cost personal loans are listed as follows:

Lending Club
A peer-to-peer lending platform, Lending Club has some of the best options for personal loans with low interest. You may borrow a loan for marriage, financing a car, home furnishing, travel, or for any purpose where you need financial help. The rates vary from 6.16% to 35.89% depending upon your creditworthiness and the amount you need to borrow.

SoFi
You may borrow a loan for any amount between $5,000 and $10,000 for a term of three to seven years. They come with an Autopay option, and the APRs vary between 6.58% and 14.87%. It comes with no origination fee, and one of the most significant benefits of borrowing from them is that you get employment protection. All of these features make it an excellent option for a personal loan with a low interest rate.

Freedom Plus
Definitely one of the top options for procuring a low-cost personal loan, the APR rates for Freedom Plus vary between 4.99% and 29.99%. There is no specific term mentioned in the borrowing conditions, which means you may borrow money for as little or as long as you like. The origination fee is anywhere between 0% and 5%. It is also one of the best personal loans with low interest because there is no amount for prepayment mentioned.

Discover
Discover is an excellent option to consider for a low-cost personal loan for various reasons. To begin with, you may borrow it at zero origination fee. It also offers you fixed rates, which stay stagnant throughout your loan tenure, and you may make monthly fixed payments. The APR varies between 6.99% and 24.99%, making it a viable choice. It may seem like the interest rates are higher than the other options for personal loans with low interest, but the absence of origination fee evens that out. You also have the options of paying off your creditors directly and get a same day decision for most of the applications.

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