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Know about the 30 year fixed mortgage rates

A 30-year fixed mortgage rate is the rate of interest that stays stagnant throughout the tenure of the period. It is one of the most popular options for people opting for home mortgages. The main reasons why people preferred to lock-in good 30 years fixed mortgage rates are the good interest rates and their fixed nature and also the smaller payment monthly since the entire amount is distributed over a span of 30 years.

The mortgage rates differ for different lenders. Following are the rates mentioned by the best providers:

The rates may vary depending upon the performance of the market. So, check the website to get the best rates for that day.

Wells Fargo
The interest rate for a 30-year fixed mortgage is 4.25% while the Annual Percentage Rate (APR) is 4.695%. The 30-year fixed mortgage rates for Veterans Association are 4.500% interest rate and 4.808% for APR.
The rates are dependent upon a few parameters namely single-family, primary residence, possession of an escrow account and a credit score of 740.

Quicken Loans
To get the best 30-year fixed mortgage rates of 4.56% interest rate and 4.834% APR, apply with Quicken Loans. The advantages of getting these rates with Quicken Loans are that you may make a prepayment without any penalty. Also, you can buy a home with as low as 3% down payment and up to 97% financing, depending upon your creditworthiness and eligibility.

The above rates will change depending upon your current financial situation and even as per the market. So, call up an executive to get the best rates suited to your case.

JP Morgan Chase
The 30-year fixed mortgage rates for Chase are 4.500% and the APR is 4.586%. These rates are not available in every state and are drawn out keeping in mind parameters such as single-family residence, down payment of 20%, excellent credit score, purchase loan and conforming loan amounts between $200,000 to $249,999.

Bank of America
The 30-year fixed mortgage rates are 4.375% and the APR offered by them is 4.595%. However, this depends on an excellent credit score of 740 or higher.

All the rates have different criteria and you can get a pre-approval done on any of the online portals to get the best rates for yourself.

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