SearchExclusive.com

Know About The Risks Of Online Banking

Online banking can be extremely efficient and convenient. For the most part, it is safe but identity theft is a very real threat. Millions of citizens fall victim to credit card fraud where their financial information are leaked through other means. Online transactions may lead to your financial information being stolen but online banking is still fairly safe with banks developing a robust and secure infrastructure to minimize threats. These include website encryption, anti-virus protection on their computers and fraud monitoring at their end. Encryption normally scrambles data so only you can access the given information that’s intended for you.

While financial scams and data leaks do occur, fraudsters prefer to attack consumers directly. The recent Equifax scandal that took place in 2017 where Social Security numbers and other information like birth dates and addresses were stolen by hackers is one prime example. Now, you as a consumer can do little to prevent large-scale data breaches so it would be good to be vigilant at your end. Be on the lookout for some of these tell-tale signs.

Fraudsters use phishing scams where they send emails impersonating bank officials and ask for sensitive information from unsuspecting clients.
Some emails ask for bank passwords or social security numbers. These can be used to siphon off funds from your account.
Other emails make false claims that you won a big amount in a lottery and you need to enter your bank details to access the amount.
If you click on a suspicious link, hackers may use ransomware to hold your computer hostage unless you feed certain sensitive information or pay the hackers a certain amount.

You might also like : 7 Grave ATM Mistakes That You Must Avoid Overseas

Let us now learn about some steps you can take to protect yourself from such online frauds.

Ensure your antivirus software is up to date
Make sure your antivirus software is always up to date and hasn’t expired. This will help your device keep up with the latest threats and warn you if any possible dangers or threats attack your device.
Keep changing your password at regular intervals
You can also opt to change your passwords every couple of months and use symbols, uppercase, and lowercase letters so that it can’t be cracked easily.
Don’t use public Wi-Fi
Avoid using public Wi-Fi when you’re banking online or making transactions online as somebody may be snooping. At other times, people create a Wi-Fi hotspot name similar to the bar or cafe that you’re in and you may unwittingly share details over an unsecured channel.
Look for https in the address bar
Hypertext Transfer Protocol Secure adds an extra layer of security to protect data. Pay close attention to a symbol of a lock and key on the address bar of your browser.

Other steps like banking with an institution known for its security or using text alerts can make all the difference in the world. Try to log out when you’re done. Always remember that technology is a boon that has made banking secure and convenient so you as a responsible consumer should always be alert and act responsibly.

Keep yourself updated with the latest on Banking . Like us on Facebook and follow us on Twitter for more on Investments.

Related Reading

Tips for Buying the Best Dog Food

Most of the dogs do not have a food fuss and may eat almost anything that you feed them. Dogs are not choosy at all when it comes to food and nutrition. Hence, it is important to make sure that the food that you are purchasing for your dog is healthy. The landscape of dog food has been developing by leaps and bounds in recent times. There is a wide variety of options to choose from in the online and offline market. Given the wide range of options that are available today, buying the best dog food might seem to be a confusing task indeed. All the commercial pet food that is available in the market today is regulated by the FDA. Therefore, most of the products do contain nutritious, healthy, and safe ingredients. But it does help to know certain basic factors you should look for while buying food for your dog. Prioritize on the nutritional guarantee The best dog food, which meets the dog’s needs adequately has a statement written on the label of the product, from the Association of American Feed Control Officials. Buy from some of the best dog food brands, such as Fromm Family Foods, Earthborn Holistic, Nature’s Variety Instinct, and The Honest Kitchen.

Different Types of Kitchen Cabinets Available for Your Home

The most important aspect when designing your kitchen is deciding on the type of cabinets. In addition to functionality, kitchen cabinets score on aesthetics as well. Once the layout is planned, you can go ahead with choosing the cabinets. If you’re remodeling your home or just the kitchen, what you need to consider are the types of cabinets that furnish your kitchen. Here are a few types of kitchen cabinets that you can choose from. Base cabinets These kitchen cabinets are mounted on the floor and they are placed after checking out the floor plan. A major part of your job in the kitchen is on these base cabinets, which hold and support the countertops. These base cabinets are combined to carve out kitchen islands. A number of base cabinets are fused/set against one another and installed on site. The base cabinets, in addition to supporting the countertops, serve as drawers to hold your cutlery and appliances. Wall cabinets Mounted on the walls, these cabinets can store everything, right from your cookware to cookbooks. In terms of design, they offer utmost flexibility. Wall cabinet kitchen is available in varying heights, multiple widths, and custom depth options. This customization helps you to fit in your stuff of varying shapes and sizes into the wall cabinets.

How to Pick the Right Dog Food for a Sensitive Stomach

In today’s world, where you are presented with over a dozen choices for every item you would purchase for your own kitchen, it is not surprising that you have an equal number of options for your dog’s food. However, choosing the perfect brand and formula for your dog out of a range of options in the market is not an easy job. Your pet depends on you and trusts you to make the right choice for them. Therefore, it is imperative that you do your research about the products available in the market, understand what your dog needs, know what might be your pet’s problems, and then make a sound decision. What is a sensitive stomach? Dogs are known to have voracious and large appetites. Keeping that in mind, it is normal to assume that they have strong stomachs. They can eat close to anything be it sweets, bakes, chewy gum, hard leather or even woolen socks for that matter! It always so happens that the strongest of them are prone to allergies and can develop a disorder which is medically translated as a sensitive stomach. This might be due to a sudden change in the food habits or even due an infection picked up from somewhere.

All You Need to Know about Cat Food

For cat owners, cat food is a hot topic. You need to think about it in different aspects. The best thing is to know which ingredients are good for cat food and which are harmful. If you are aware of this, you can get an idea about the quality of the cat food just by going through the label. It is always sensible to stick to one brand of cat food. However, you may also want to try and prepare cat food yourself. There are also various options for wet cat food as well. Cat’s love for fish is universal, so you can do without going for expensive cat food. Nevertheless, whether you buy it or prepare cat food at home, you need to ensure that the food contains enough nutrition and calories. You would need to have some idea about the ingredients that must be present in cat food and make a worthy selection for your cat. Basic ingredients present in good cat foods Cats need a variety of nutrients to stay healthy and active; they need various vitamins, minerals, fats, proteins, and oils. The following is a brief explanation of the basic ingredients that should be present in cat foods.